Educational planning support for families thinking through college costs, 529 savings, FAFSA-aware questions, and healthcare-career pathways. 529 savings estimator, state 529 deduction lookup, education cost and earnings estimates, and a healthcare-career pathway browser sourced from BLS data.
Enter your kid's age + school type → projected total cost at enrollment + monthly contribution needed to fund it. Pulls your existing 529 balance automatically.
Explore programs (MBA / MD / PA / JD / NP / DPT / DDS / PharmD / DVM / OD / MS-CS / PhD / M.Ed / MSW / MPA) and compare cost, time, and lifetime earnings estimates against stopping at bachelor's. Educational estimates only — verify with the program before applying.
All 50 states + DC. Highlights your home state's deduction cap, whether it's an "any state" or "home state only" plan, plus credits (IN's 20%, UT's, VT's, OR's, etc.).
Community / in-state / out-of-state / private / elite — with full graduate-degree cost tables (tuition low/typical/high) by program.
Explore common healthcare career paths — including nursing, PA, allied health, and related programs — alongside careers in tech, finance, law, education, trades, and public service. Pulls median + 10th + 90th percentile + growth rate + typical schooling cost from BLS data so families can compare prerequisites, time, cost, and questions to ask before applying.
Reference directory of programs — PSLF, Teacher Loan Forgiveness, NHSC, Nurse Corps, military GI Bill, IDR with 20/25-year forgiveness, AmeriCorps, and state-specific programs — so families can see what exists and prepare questions for the school's financial-aid office or a qualified advisor. Eligibility rules change; verify with official sources before relying on any program.
20 side gigs with pay ranges, skill requirements, and platform suggestions, so families can explore income-supplement options to research while paying down student loans.
Gift exclusion ($19k/yr), 5-year front-loading ($95k), SECURE 2.0 Roth rollover ($35k lifetime), K-12 use ($10k/yr), apprenticeship costs, FAFSA treatment.
A sample of the 21 grad programs modeled in the app.
| Program | Years | Tuition (typical) | Post-grad median | ROI note |
|---|---|---|---|---|
| MBA (Top 10) | 2 | $220k | $200k | Best ROI from consulting/IB/PE recruiting |
| MBA (Online/Part-time) | 2 | $55k | $95k | Best ROI of any MBA path — employer often pays |
| MD / DO — Medical Doctor | 4 + residency | $280k | $235k | Pediatrics ~$220k; neurosurgery ~$700k |
| PA — Physician Assistant | 2.5 | $100k | $130k | Highest ROI in healthcare — no residency |
| NP — Nurse Practitioner | 2.5 | $80k | $130k | Often employer-paid while you work as RN |
| JD — Top-14 Law School | 3 | $250k | $215k | Big Law $215k start; ~75% of T14 grads land it |
| JD — Other ABA School | 3 | $150k | $85k | Bimodal — most grads land $55–80k regional jobs |
| MS Computer Science | 1.5 | $75k | $145k | L4 → L5 bump at FAANG; strong for visa needs |
| PhD — STEM | 5.5 | $0 (funded) | $140k | Net opp. cost ~$300–400k in lost industry salary |
| DVM — Veterinarian | 4 | $230k | $103k | Worst debt-to-income ratio in medical field |
| DDS — Dentist | 4 | $280k | $170k | Specialists earn $300–500k. Practice ownership = upside |
| MSW — Social Worker | 2 | $60k | $58k | PSLF-eligible; pair with IDR |
Full list of all 50 states in the app.
The largest 529 deduction in the country. CollegeInvest plan, home-state only.
Up to $1,500/yr credit (not just deduction). Strongest 529 benefit in the US dollar-for-dollar.
NY 529 Direct Plan is among the lowest-cost plans nationally + state tax deduction.
Up to the federal annual gift exclusion per beneficiary. Any state's plan qualifies (unique).
Generous deduction; home-state plan only.
Full deduction of contributions, no cap. Future Scholar 529. Same in West Virginia, New Mexico.
All tools are open to use during the beta.
Educational support, not professional advice. Program requirements, admissions rules, licensing rules, aid rules, and tax rules change. Always verify directly with the school, program, financial-aid office, licensing board, CPA, or qualified professional before acting. We are not a CPA, tax attorney, college admissions counselor, financial-aid officer, FAFSA expert, or admissions expert, and we don't guarantee admission, aid, tax savings, or career outcome.