Almost nothing — and no personal financial data.
Learn Your Money is a static-file web app. It runs entirely inside your browser. Your personal financial inputs stay in your browser and are never sent to a server. The site is hosted on Cloudflare and uses Plausible Analytics (privacy-friendly, no cookies, no personal data) to count anonymous page visits — only the page viewed, country, device type, and referrer. Some public content and community features (such as compensation catalogs and the forum) use a hosted database, but your financial inputs are never stored or synced there. No financial inputs or form values are ever sent; your entered data never leaves your browser.
Every number, name, account, and scenario you enter is stored in your browser's localStorage on the device you used. This is the same place browsers store your saved login state and preferences — and it never leaves your device.
The app makes the following network calls. We have NO ability to add others without you noticing — you can read every line of the source code.
Zero cookies. We use Plausible Analytics for anonymous page-visit counts only — no cookies, no cross-site tracking, no Google Analytics, Mixpanel, Segment, Posthog, or advertising pixels. Plausible records page URL, country, device type, and referrer. Your entered data never leaves your browser.
This app is intended for adults managing their own finances. It is not directed at children under 13, so it complies with COPPA by design.
Because your financial inputs aren't stored on a server, there's no "delete request" to make for them. You delete the data by:
Local storage is protected by your operating system's user account security. Anyone with physical access to your unlocked computer can read it. For high-sensitivity scenarios, use a dedicated browser profile or run on an encrypted disk.
This app is an educational tool. Calculations are estimates based on data YOU input. Tax law and state regulations change frequently. We do not guarantee the accuracy of any number, projection, or recommendation. Always consult a certified CPA or tax attorney to validate before acting. We are not responsible for errors in figures you input or for tax, legal, or financial decisions you make based on the app's output. See full Terms & Disclaimer at terms.html.
This policy may be updated to reflect changes in the app. The "Last updated" date will change accordingly. Material changes will be flagged in-app.
Questions? Use the in-app 💬 Feedback bubble or visit the Contact page.
Plain English version of this policy: We don't have your financial data. We can't see it. We can't lose it. We can't sell it. We can't even back it up for you. The trade-off is: you're responsible for backing it up. That's the deal.