Learn Your Money is an independent educational product. We're not a CPA firm. We're not a law firm. We're not an investment adviser. We're a software publisher building the tax + financial planning toolkit we wished existed when we needed it.
Most personal finance software is built to sell your data or push you into expensive subscriptions and advisor relationships.
We do none of that. The public tools and educational resources are free to use today (no account or credit card required).
Your entries are not sent to our servers. Optional AI features are currently disabled, so nothing you enter is sent to any AI provider; if that ever changes, it will be off by default and described in the Privacy Policy first.
Your entries are not sent to our servers. Optional AI features are currently disabled, so nothing you enter is sent to any AI provider; if that ever changes, it will be off by default and described in the Privacy Policy first.
The site is free to use and currently shows no advertising. If educational article pages ever carry ads, that will never change your calculator results or educational conclusions. Page visits are counted anonymously via Plausible — no cookies, no personal data.
We don't earn commissions when you click through to a broker, robo-advisor, or insurance company. Our outputs are based on math, not commissions.
We educate. We compute. We don't advise. Every output ends with "consult your CPA / attorney / CFP" because that's the truth. We're tools, not professionals.
We don't e-file. We're for tax PLANNING and modeling. You still file via TurboTax / H&R Block / IRS Free File / a CPA.
We never charge a percentage of your portfolio. The public tools and educational resources are free to use today — no account or membership is required, and nothing is for sale. If member planning features are added later, any pricing will be disclosed before anyone is charged.
✅ Build an educational tax + financial planning toolkit for families.
✅ Update the tax law constants when Congress changes things — educational estimates include OBBBA 2025+ provisions; verify with a qualified professional.
✅ Surface tradeoffs other tools don't, so families can prepare better questions for their CPA, attorney, or financial planner.
We are not affiliated with, endorsed by, or sponsored by:
Any third-party trademarks referenced in our software or marketing are the property of their respective owners and used for descriptive purposes under nominative fair use.
Learn Your Money is designed for U.S. residents only. We do not address non-U.S. tax, estate, privacy, or financial law. We do not comply with GDPR, UK DPA, PIPEDA, or similar non-U.S. data-protection regimes. Non-U.S. residents may not be able to lawfully use the service in their jurisdiction.
Try the tools. If they help, share with a friend. If not, no harm done. No account, membership, or payment is required to use the current tools. Additional member planning features are being prepared; nothing is for sale today.
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